LEADS CRITERIA

Please note, below are the standard criteria we use to generate our Double Verified Live Call Transfers and Call verified Batch Leads by HELP N FIX. Although we try to cover the parameters, we are still flexible enough to make necessary changes as per our client requirements. We offer 100% exclusivity guarantee and 100% replacement guarantee with all out leads. Secondly all our Live Calls come with 2 Minute Buffer Time. Any call which does not even last for 2 minutes would be replaced on the same day. Please contact with us for more information:

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LOAN MODIFICATION STANDARD PARAMETERS:

Min Loan Amount: $10,000 and above.

Must be interested in saving house.

Must be At least 1 Month late on Monthly Mortgage Payments.

Monthly Payments less than 33% of the total gross income.

Must have time and willing to speak with Loan Modification specialist regarding the same.

Exclusivity Guarantee, should not be speaking/working with any other company.
Replacement guarantee | 2 Minute Buffer Time

MORTGAGE REFINANCE STANDARD PARAMETERS

Must have time and be willing to listen to Loan Officers.

Must be home-owner / borrower / co-borrower / authorized decision maker.

Min Loan Amount: $10,000 or higher.

Min Interest Rate: 5 %( Fixed) or higher | 4.5 %( Adjustable) or higher.

All interest rates qualify on cash-out refinance (cash out amount must be at least 10k).

Should not be currently in bankruptcy, forbearance or foreclosure.

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  • Not refinanced within the last 12 months, No Bankruptcy or Foreclosure in the last 12 months.
  • Accepted Property Types: – Single Family houses. No mobile or manufactured homes.
  • Exclusivity Guarantee, should not be speaking/working with any other company.
  • Replacement guarantee, 2 Minute Buffer Time
Debt (1)

DEBT SETTLEMENT STANDARD PARAMETERS:

Minimum Unsecured Debt (Credit cards)Amount: $2,500 or higher.

Can afford at least 2% as monthly payment of the total debt amount.

Must have a proper income source, Not unemployed.

Unsecured debts include – Credit Card debts, Unsecured Personal Loan.

MERCHANT CASH ADVANCE LIVE TRANSFER

Must have time and be willing to listen to Loan Officers refinance offer.

Min Loan Amount: $10,000 or higher.

All interest rates qualify on cash-out refinance (cash out amount must be at least 10k).

Should not be currently in bankruptcy, forbearance or foreclosure.

Not refinanced within the last 12 months.

No Bankruptcy in the last 12 months.

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